If you ride a motorcycle in Redmon or Beaverton, OR, it’s crucial that you’re aware of the fact that your state enforces some motorcycle insurance requirements that you need to meet. We provide motorcycle insurance to Oregon bikers at W.B. Adams Company.
The following are three things you should know about motorcycle insurance requirements in Oregon.
Bodily injury coverage requirement per individual
You can potentially be held liable if another person becomes injured in an accident that you are involved in. For these scenarios, the state requires you to carry at least $25,000 in bodily injury liability coverage on your Oregon motorcycle insurance policy.
Bodily injury coverage requirements per accident
You also need to meet coverage minimums when it comes to bodily coverage amounts per accident. Multiple individuals might experience an injury as the result of an accident you’re involved in.
In this case, you need to carry at least $50,000 in liability insurance coverage for bodily injuries per accident.
Property damage coverage requirement
Another liability to be aware of when riding your motorcycle in Oregon is property damage liabilities. You could potentially cause damage to the property of another individual if you are involved in an accident.
In Oregon, the minimum liability coverage requirements for motorcyclists is $20,000. Your motorcycle insurance policy needs to carry at least this much property damage coverage.
Now that you understand some details about motorcycle insurance requirements in Beaverton, OR, it’s time to find the right insurance policy. Get in touch with us at W.B. Adams Company for assistance in finding the best motorcycle insurance policy for your unique needs and preferences.