Beaverton, OR couples who are thinking about starting a family should plan ahead to ensure they have sufficient healthcare coverage. Health insurance for a mom-to-be can cover various expenses, including prenatal tests, ultrasounds, doctor visits related to the pregnancy, delivery, postpartum care, and care for the new baby.
Thankfully, there are many ways to get health insurance coverage before pregnancy. Each option has pros and cons, so weighing them up is wise to find the best choice.
Coverage Through Your Employer
Do you have a full-time job with a business that offers healthcare coverage? If so, check your policy to ensure it covers pregnancy-related care. You’ll also want to learn more about your co-pays and deductibles to make intelligent financial plans.
Open Enrollment
The open enrollment period for ACA healthcare plans runs from November 1 to January 15. During this time, you can explore plan options and either purchase a new policy or switch to a policy that better meets your needs.
If you miss open enrollment, you may be able to sign up for an ACA plan if you meet specific criteria. These include getting married, divorced, moving to a new ZIP code area, and losing your current health plan due to employment changes. You can also qualify for special enrollment if you experience significant changes to your income.
Get Insurance Help from W.B. Adams Company
The W.B. Adams Company offers a range of health insurance options to meet the needs of Beaverton, OR, moms-to-be. Contact us to find out more or to get a policy quote. We’ll work with you to ensure top-tier healthcare coverage best fits your current situation.